I am a girl who lives on the dry, flat land. I enjoy a change of scenery now and then, but I am happy to go back to the flats, where I belong.
My husband went to a few cruises with his family as a child and spoke highly to me. However, I am not keen on embarking (literally) on a fake town on water. It seems a fake experience to me. I have taken an overnight ferry in Croatia and I spent the night puking in the bathroom, so maybe I am biased (or scarred for life).
Horses for courses I suppose. Must admit I've never been one for package tours either. I much prefer to organise it all myself. Having said that the missus and I once went to Evia Island on a flight/hotel package and it was great. Cheap as chips as it was out of season. We had the beach to ourselves.